Our privacy promise describes in clear language how Business Development Centre ensures the protection of the personal information you entrust to us.
Please read this document carefully, not because anything in it is difficult to understand, but because we want you to know that Business Development Centre protects your personal information. As you read you will come across certain specialized words, Industry Terms. We have underlined these words and provided definitions to make sure everything is perfectly clear. Simply go to the back and look under our “Industry Terms, and what they mean ” box.
When you became an Business Development Centre client, you shared important personal information with us. You did this so we serve you better and knowing we would honor and respect your privacy. Your trust was not misplaced. At Business Development Centre we are committed to offering you superior products and services, so it should come as no surprise that we are also committed to meeting the privacy standards applicable to you.
“Personal information” is information about an identifiable individual, but does not include the name, title or business address or telephone number of an employee of an organization.
Business Development Centre is responsible for protecting your personal information in its possession or custody, including personal information that has been transferred to, or received from, a third party in the course of commercial activities for processing or other purposes for which you have consented.
We collect, use and disclose personal information for one reason: to serve you better. Knowing you better helps us understand your business and financial needs, communicate effectively with you, and provide you with the services and products you want.
Personal information may be collected, used or disclosed for any of these “Identified Purposes” set out above. If your personal information is not needed for one of the Identified Purposes, we will not use or disclose it without obtaining additional consent from you.
The collection, use and disclosure of your personal information depend on how you do business with us. We may gather information from the following sources:
If you provide personal information to us or through any of the previously mentioned sources, you do so with the understanding that your personal information may be used or Business Development Centre may verify such information, or obtain additional personal information about you by checking with government agencies, credit bureaus, motor vehicle agencies and other fact collecting and verifying entities to assist us for the identified Purposes.
Your knowledge and consent are required before we may collect, use or disclose your personal information, except in special circumstances, such as during a fraud investigation, an investigation by the police, or in situations otherwise permitted by the law.
We accept any of the following as your consent for Business Development Centre existing use and future collection, use and disclosure of your personal information for the identified Purposes:
if you order products and/or services for your family, or anyone else, you represent that you have obtained consent from them, even though they might not be present during the application process, to the collection, use and disclosure of their personal information for the Identified Purposes.
You may withdraw your consent at any time upon reasonable notice, subject to legal or contractual restrictions. Please note, however, that withdrawing your consent may affect our ability to continue to provide you with the products and services that you have or would like to receive.
To withdraw your consent, you should contact our Privacy Officer at the address or telephone number listed. Unless we hear otherwise from you, you are giving to us your consent for the collection, use and disclosure of personal information as provided in this Policy for the Identified Purposes.
Your personal information is retained only as long as we need it to effectively provide products and services to you, and for a reasonable length of time thereafter in case we need to meet any potential obligations or legal or government requirements. Business Development Centre shall use care when storing or destroying your personal information in order to prevent unauthorized access.
Whether in electronic or paper- based format, Business Development Centre maintains strict security systems to safeguard your personal information from unauthorized access, disclosure or misuse. As well, when we no longer need your personal information, we take as much care to destroy it as we do when storing it.
In the event that we transfer your personal information to a third party for processing (for example, when printing cheques, managing claims and client statements, or for data processing), we contractually require any person or organization providing products or services on our behalf to protect our customers’ confidentiality in a manner consistent with our own internal measures, or as required by law.
You have a right to access your personal information that we have in our possession or control. You also have a right to know which third parties have received your information from Business Development Centre
Please make your request in writing to Business Development Centre Privacy Officer, stating as specifically as possible which personal information you are requesting.
We will try to respond to such requests as soon as possible, and will advise you if for some reason we cannot respond right away. Business Development Centre may charge you a reasonable fee for providing access to your personal information, but only after first advising you of the approximate cost.
In providing you with a list of the organizations to whom we have disclosed any of your information, we will try to be as precise as possible. When it is not possible to provide an exact list of such organizations to which we have disclosed your personal information, Business Development Centre shall provide a list of organizations to which we may have disclosed the information.
Keeping your information accurate. Business Development Centre strives to ensure that the personal information we have on file about you is as accurate and up-to-date as necessary for the Identified Purposes for which it is to be used. If any information needs to be updated or amended to reflect a change in your situation, we make every effort to update our records. Business Development Centre shall amend personal information that is materially inaccurate or incomplete and, where appropriate, shall endeavor to advise other parties having access to the information in question
For more information, to file a complaint, to make enquiries, or to opt out of all or parts of this Policy, please contact Business Development Centre Privacy Officer:
Business Development Centre Privacy Officer
1120 Finch Ave. W. Suite 701.
Toronto, ON. M3J 3H7
Telephone: (416) 649-8721
Fax: (416) 226-0013
If you have a complaint related to this Personal Information Policy or any of our procedures, contact our Privacy Officer. If your complaint is justified, we will take the steps necessary to resolve the issue, including amending our Policy and practices, if necessary.
The authority given to one person or corporation to act on behalf of another person or corporation in legal and financial matters
Person other than you who is involved in a transaction.
This Personal Information Policy spells out the responsibility of the Business Development Centre (“we”,”our”,”us”), and your rights as our applicant, customer, former customer or claimant (“you” or “your”), regarding the collection, use and disclosure of your personal information.
This Personal Information Policy is subject to any amendments which will be posted on Business Development Centre website and will also be available from Business Development Centre Privacy Officer by calling 416-226-2921.
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